Victor Benoun's Confident Homebuyer's Guide (ePub)

Believe it or not, now is a great time to buy a home. Interest rates, which fell to forty-year low at the start of this decade, are amazingly low and for the first time in years, home prices are affordable. Remember that real estate "e;bubble"e; financial experts used to preach about? Well, that bubble has finally burst, which means that you, as a consumer, have the opportunity to buy the home of your dreams for a price you can afford but only if you know what you're doing. Now, more than ever, you need to be well educated and fully informed about today's real estate market and the purchasing opportunities that currently exist. You need to know how to skillfully navigate your way through the financial, legal and even emotional labyrinths of buying a home. And you must take care not to fall into the trap of believing everything advertisers, lenders and loan companies tell you!There are many loan programs to choose from, and lenders spend millions of dollars in advertising - on television, on radio, online and in print. With those advertisements, they inundate us with messages about purchasing a home, and they make it sound like there is nothing to it. If you breathe, you qualify! No wonder the average consumer is perplexed and unpleasantly surprised when things don't go all that smoothly after they submit an application to purchase a home. "e;What went wrong,"e; they wonder?But this won't happen to you after reading Victor Benoun's Confident Homebuyers Guide. This book is your straightforward, step-by-step guide to buying a home in today's market without being duped, overwhelmed, disappointed or confused. Written in clear, easy-to-understand language, it gives you everything you need to know before ever stepping foot into a Realtor's office. Topics include, How To Budget for a Home, Understanding If You Qualify For A Mortgage, What Documentation is required, How To Choose the Best Loan for you, and most important, How You Can Save as much Money as possible. The Confident Homebuyers Guide makes no assumptions about any prior real estate or finance understanding you may have. That's what makes it so easy to understand, follow and put into action. No other financial decision impacts the lives of Americans more than purchasing a home. For most, it is the single largest investment they will make. It is not only a financial investment, but an investment in ourselves. An incredible opportunity exists for you. Real estate prices have not been this low in nearly 10 years, and mortgage rates are also incredibly low. This could be an opportunity of a lifetime for you to purchase the home of your dreams at the lowest possible price and rate. With the Confident Homebuyers Guide, you will know how to make that investment pay off, financially and emotionally, and your home buying experience will be easy, exciting and fulfilling.