Financial Intermediation in Rural Development
Success/Failure of Rural Banks in Sierra Leone
(Sprache: Englisch)
Sierra Leone has, over the decades, tried to provide finance to rural residents through various credit programmes. From the first Agricultural Loans Schemes to the current Community banks, the underlying policy has been the provision of cheap credit as a...
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Sierra Leone has, over the decades, tried to provide finance to rural residents through various credit programmes. From the first Agricultural Loans Schemes to the current Community banks, the underlying policy has been the provision of cheap credit as a means of 'bribing' rural residents, especially farmers, to adopt new technologies-seeds, fertilizers etc. But the effect has been, at best, a mixed outcome of miniscule success and huge failure. What this book has revealed is that the informal financial market is operating and performing vital intermediation roles. Formal financial institutions need to recognize and emulate these if they are to succeed in the rural development drive. The book suggests that rural financial intermediation goes beyond the provision of cheap credit. It requires, inter alia, an enabling economic environment (i.e. well integrated mix of economic policies), good roads, emulating the informal financial sector's modus operandi, education for credit users,market centres and well trained rural banking personnel. The book has also demonstrates that the mistakes of past credit policies are still being replicated. A new thinking is now of the essence.
Autoren-Porträt von Bob Karankay Conteh
Conteh, Bob KarankayBob K. Conteh is the current Dean, Postgraduate Studies, University of Makeni. Formerly Dean of Social Sciences and Deputy Vice-Chancellor, Bo campus, Njala University. Studied at Leeds University where he earned Masters and PhD degrees. He hails from Bumba, Northern Sierra Leone. An Economist, has written several articles and books
Bibliographische Angaben
- Autor: Bob Karankay Conteh
- 2018, 276 Seiten, Maße: 22 cm, Kartoniert (TB), Englisch
- Verlag: LAP Lambert Academic Publishing
- ISBN-10: 6139932165
- ISBN-13: 9786139932160
Sprache:
Englisch
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