Rich AF
The Winning Money Mindset That Will Change Your Life
(Sprache: Englisch)
NEW YORK TIMES BESTSELLER
From TikTok star and Your (favorite) Rich BFF Vivian Tu, the definitive book on personal finance for a new generation
When Vivian Tu started working on Wall Street fresh from undergrad, all she knew was that she was...
From TikTok star and Your (favorite) Rich BFF Vivian Tu, the definitive book on personal finance for a new generation
When Vivian Tu started working on Wall Street fresh from undergrad, all she knew was that she was...
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NEW YORK TIMES BESTSELLERFrom TikTok star and Your (favorite) Rich BFF Vivian Tu, the definitive book on personal finance for a new generation
When Vivian Tu started working on Wall Street fresh from undergrad, all she knew was that she was making more money than she had ever seen in her life. But it wasn t until she found a mentor of her own on the trading floor that she began to understand what wealthy people knew intuitively the secrets to beating the proverbial financial game that has, for too long, been male, pale, and stale.
Building on the lessons she learned on Wall Street about money and the markets, Vivian now offers her best personal finance tips and tricks to readers of all ages and demographics, so that anyone can get rich, whether you grew up knowing the rules to the game or not. Vivian will be your mentor, dispensing fresh, no-BS advice on how to think like a rich person and create smart money habits. Throughout the pages of Rich AF, Vivian will break down her best recommendations to help you:
- Maximize your earnings to get more out of your 9-to-5
- Understand the differences between savings accounts, and where you should keep your money
- Identify the tax strategies and (legal) loopholes you need to retire in style
- Overcome investing fears to secure wealth for generations
Rich AF will equip readers with the tools and knowledge to not only understand the financial landscape, but to build a financial strategy of their own. And with Your Rich BFF at your side, you ll be able to start your financial journey already in an affluent mindset, making the most of your money and growing your wealth for years to come.
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1Education for This Era
Why This Book Is For You
while back, I was spending a long weekend in the Hamptons with some friends-a cute little couples getaway, one of those day-drinking, sunbathing, very chill kind of mini vacations. One afternoon, before heading to the beach, we swung by the local CVS to pick up some snacks, and on the way out my girlfriend stopped dead in her tracks.
"Oh my God," she said. "I have to have that."
It was a Monopoly game. Not just any Monopoly game, but a Hamptons-themed Monopoly game.
Not gonna lie, I definitely rolled my eyes as I took our M&M's and gummy bears to the self-checkout. But Lauren was so excited, and inevitably her enthusiasm rubbed off on me. If my bestie was so excited about this novelty tourist trap of a board game, then who was I to rain on her parade?
By the time we got back to the car, Lauren had sold me on game night and we were fully stoked. We were ready to play this game. We slid back into our seats, handing out the goods, and when Adam, Lauren's boyfriend, asked what we were so amped about, I told him, "Oh, Lauren just bought this cheesy Hamptons Monopoly game for us to play tonight."
No response. It was like the summer air had gone chilly all of a sudden. And then, from the front seat, Adam turned around. Not smiling. Super intense.
And he said, "You guys do not want to play Monopoly with me."
Naturally, we were like, "Uh . . . why not?"
Another pause.
"Because," he said. "There's a secret. Most people have never actually read the full instruction brochure for Monopoly. But I have. And when I play the way I know how to play, there's no way I lose."
"So what's the big secret?!" I asked.
But he just shook his head. Wouldn't tell us. Lauren and I brushed off the conversation and headed out to the beach.
Later that night, we broke out Hamptons Monopoly. It was corny, with little lighthouses and windmills all over, but the wine was flowing and we were fully invested.
... mehr
After we each picked our little pieces and divvied up our fake money, we rolled the dice.
Adam proceeded to dominate.
Personally, I think I'm okay at Monopoly, like above average to actually decent, but I never stood a chance. This was a bloodbath. Tensions ran really high, really fast. Voices were raised, words were exchanged, arguments broke out over the exorbitant rent for the hotel on Shelter Island (the Hamptons version of Boardwalk).
Now, if you've ever played Monopoly with a competitive friend group, none of this comes as a surprise. It is probably the quickest and most devastating way to push friendships (and any relationship, really) to the brink. But this particular session was different, and not just because we were playing Hamptons Monopoly instead of the regular version.
It was because of Adam's secret strategy.
The secret was basically a weird loophole in the rules that allows you to use money you don't have to buy property. It turns out that if you do read the rule book the whole way through, and understand how the lending system works, the rules actually allow you to get leverage with the Monopoly bank (pretty much the same way you get rich in real life, TBH), which makes piling up those pink and orange bills go so much faster.
Lauren and I did not know that, of course. We'd laughed about this "big secret" earlier, but now that we'd been absolutely beaten down, we were mad about it.
"That's not fair," we said. "You didn't tell us that we could do that!"
Adam shrugged. "You guys had the same rule book as I did. You just chose not to read it."
Aside from guilt over almost starting World War III on our fun little couples trip (pour one out for our other friends who were innocent bystanders in this mess over tiny fake money), what I take away from this story is that the way Adam was able to win (and the rest of us . . . didn't) is b
Adam proceeded to dominate.
Personally, I think I'm okay at Monopoly, like above average to actually decent, but I never stood a chance. This was a bloodbath. Tensions ran really high, really fast. Voices were raised, words were exchanged, arguments broke out over the exorbitant rent for the hotel on Shelter Island (the Hamptons version of Boardwalk).
Now, if you've ever played Monopoly with a competitive friend group, none of this comes as a surprise. It is probably the quickest and most devastating way to push friendships (and any relationship, really) to the brink. But this particular session was different, and not just because we were playing Hamptons Monopoly instead of the regular version.
It was because of Adam's secret strategy.
The secret was basically a weird loophole in the rules that allows you to use money you don't have to buy property. It turns out that if you do read the rule book the whole way through, and understand how the lending system works, the rules actually allow you to get leverage with the Monopoly bank (pretty much the same way you get rich in real life, TBH), which makes piling up those pink and orange bills go so much faster.
Lauren and I did not know that, of course. We'd laughed about this "big secret" earlier, but now that we'd been absolutely beaten down, we were mad about it.
"That's not fair," we said. "You didn't tell us that we could do that!"
Adam shrugged. "You guys had the same rule book as I did. You just chose not to read it."
Aside from guilt over almost starting World War III on our fun little couples trip (pour one out for our other friends who were innocent bystanders in this mess over tiny fake money), what I take away from this story is that the way Adam was able to win (and the rest of us . . . didn't) is b
... weniger
Autoren-Porträt von Vivian Tu
Vivian Tu began her career as a J.P. Morgan Equities Trader, where she traded Industrials, Materials, and Energy stocks, as well as Event Driven Special Situations via the Risk Arbitrage team. She then pivoted to become a BuzzFeed Strategy Sales Partner, helping brands execute multi-channel marketing campaigns. She made her first $1M by 27 and is the CEO & Founder of Your Rich BFF Media LLC. She lives in the heart of New York City and is likely chowing down on Scarr s pizza in the Lower East Side or running (read: briskly walking) down the West Side Highway.
Bibliographische Angaben
- Autor: Vivian Tu
- 2023, Internationale Ausgabe, 336 Seiten, Maße: 20,1 x 23 cm, Kartoniert (TB), Englisch
- Verlag: Portfolio
- ISBN-10: 0593717171
- ISBN-13: 9780593717172
- Erscheinungsdatum: 16.12.2023
Sprache:
Englisch
Pressezitat
I wish this book existed when I was coming up and making money for the first time, because Vivian shows us how to make our finances WORK for us! So proud to see my fellow Asian girly teach us all how to be Rich AF! - Bretman Rock, social media phenomenon and bestselling author
I can't get enough of Your Rich BFF on social media. Vivian's book, Rich AF, is as smart, funny, and forthright as her videos, but there are more of her stories to enjoy as she imparts valuable lessons and breaks down complicated financial concepts in a way that will keep you chuckling as you read.
- Lisa Ling, award-winning journalist and CBS News reporter
If you ve ever felt like the world of finance wasn t for you, Vivian will show you that no matter who you are, it s never too late to pull up your seat at the table. Rich AF proves that finance is for everyone!
- Karamo Brown, author, actor, and Queer Eye culture expert
In Rich AF, Vivian s passion for financial literacy and desire to help others shines through. This is an excellent roadmap for those who want to learn how to make the most of their money.
- Alexa von Tobel, CFP®, author of Financially Forward and founder of Inspired Capital
"A spry crash course for how young people can build wealth."
-Publishers Weekly
"This book will appeal to everyone who deals with money, especially younger readers who are starting their career journeys and looking to build financial strategies of their own."
-Booklist
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