Risk Management and Insurance

- Introduction-Risk and Insurance After September 11, 2001

Part I: Fundamentals of Risk Management and Insurance
- Risk
- Insurance
- The Evolution of Risk Management

Part II: Insurance Operations, Institutions and Markets
- Insurance Company Operations
- Insurance Institutions, Markets and Regulations

Part III: Insurance Contracts
- Insurance Contracts
- Structure and Analysis of Insurance Contracts

Part IV: Property and Liability Risks
- Property Risk, E-commerce Property Risk, and Global Risk
- The Liability Risk
- Managing Home Risks
- Managing Automobile Risks
- Business Insurance
- Workers' and Unemployment Compensation

Part V: Life, Health and Retirement Risks
- Life Insurance
- Social Security
- Employee Benefits: Fundamentals, Life and Disability Risks
- Employee Benefits: Medical Care
- Employee Benefits: Retirement Plans
- Annuties, Individual Health Products and Need Analysis
- Case 1: The Smith Family's Insurance Portfolio
- Case 2: Galaxy Max Employee Benefits
- Case 3: Non-Traditional Insurance Programs: The New Generation
- Case 4: Financial Risk Management for Hometown Bank

Appendix A
- Appendix A-1: ISO Homeowners 3 Special Form, Homeowners HO00031000
- Appendix A-2: ISO Endorsement, Homeowners HO04270402: Limited Fungi, Wet or Dry Rot, or Bacteria Coverage

Appendix B
- ISO Personal Auto Policy, Personal Auto PP00010698 5

Appendix C
- Appendix C-1: ISO Commercial Property Endorsement, Property CP04300402: Electronic Commerce (E-commerce)
- Appendix C-2: ISO Commercial Inland Marine, Commercial Property, and Farm Coverage Endorsement, IL09400102: Exclusion of Terrorism (with Limited Exception) and Exclusion of War and Military Action

Appendix D
- ISO Fungi or Bacteria Exclusion Changes to Commercial General Liability, CG21670402

Appendix E
- State Farm Whole Life Insurance Policy

Appendix F
- State Farm Universal Insurance Policy 61