Financing Your Car Purchase (ePub)

For many people, their cars are extensions of themselves and their personalities. Whether it's a classic Mustang convertible or a brand new Jaguar, the kind of car a person drives can tell a lot about that person in general. Never mind about the guy with the junked out pick-up truck!

There's really nothing else quite like driving down the road on a beautiful spring day with all the windows rolled down. The fresh air invigorates you and there's something that's just right with the world when you can relax behind the wheel of the car you call your own.

But what if you don't have a car? Walking down the road on a beautiful spring day just isn't the same. We lament the person who doesn't have transportation. You have to bum rides off of friends and family. You find yourself looking at your shoes in a whole new way. You know the local bus driver by name. Depending on where you live, having a car to drive is almost a necessity.

So you decide you really need to get a car, but you don't have enough money to buy one outright. You're going to need some kind of financing, but there's a problem. You either have no credit, you have a little credit, but not enough to convince someone to loan you money, or you have bad credit. Think it's a lost cause and you're doomed to walk everywhere forever?

Well, don't worry. There are things you can do to buy that car regardless of your credit history. There are many options that you have even if it doesn't seem that way. People all over the country are plagued with credit problems, so you're not alone! Many companies specialize in getting people back on the road in their very own cars. It's not easy, but it is possible.