Loan Modification For Dummies (PDF)

The crucial information you need to secure a reliable loanmodification and save your home

Behind on your mortgage payments? Worried about losing yourhome? Don't panic. Loan Modification For Dummies gives youthe reliable, authoritative, easy-to-understand guidance you needto apply for and secure a loan modification that lowers yourmonthly house payment and keeps you in your home.

This practical, plain-English guide leads you step by stepthrough the loan modification process, from contacting your lenderto applying for a loan modification, evaluating the lender'sinitial offer, and negotiating a modification that lowers yourmonthly payment while helping you catch up on any past-due amounts.You'll learn how to communicate with your bank or loan servicer,recognize and avoid loan-modification scams, and find aknowledgeable loan modification specialist, if you choose not to doit yourself.
* Advice on determining whether you're likely to qualify for yourlender's loan modification program
* Guidance on preparing and submitting a loan modificationapplication that improves your chances of success
* Helps you figure out a monthly payment you really canafford
* Tips on modifying your loan even when you owe more than yourhome's current market value
* Negotiation advice for securing the best possible terms andlowest monthly payment
* Resources for contacting your lender, obtaining free oraffordable third-party assistance, and getting government agencieson your side

Read Loan Modification For Dummies and start saving yourhome today.