Loan Modifications, Foreclosures and Saving Your Home (ePub)

Foreclosure defense attorney Carl E. Person devotes this video to explaining how and why the best, most effective defense in most 1-4 unit residential foreclosures (whether owner-occupied or investor-owned) consists of 3 persons: (1) an experienced foreclosure defense attorney located anywhere in the United States; (2) a highly-skilled loan processor working for and under the direct supervision of the attorney; and (3) a local lawyer with an office in or near the county in which the mortgaged property is located. Person explains how the difficulties in obtaining a competent and willing lawyer locally in the nation's 3,100 counties has resulted in this 3-person team, and what their respective functions are. Person explains that most foreclosures since 2009 could have been avoided if the homeowners had defended the foreclosure with this 3-person team. This book is an expansion of Mr. Person's YouTube video posted on January 25, 2015, giving additional information not possible to provide in the 27-minute video. Also, Mr. Person has added a list with descriptions and links for his foreclosure-related videos.

The table of contents provides:

Background of Carl E. Person

Introduction

Some Basic Information

Purpose of Attorney's Work is to

Encourage the Plaintiff to Settle the

Action through Agreeing to an

Affordable Loan Modification Agreement

The Importance of Retaining the

Right Attorney Cannot be Overstated

Why It is Difficult to Find a Suitable

Foreclosure Defense Attorney

Additional Videos and e-booklet

with Forms by Carl E. Person

How to Find a Suitable

Foreclosure Defense Attorney

Background Discussion about

Loan Modification Businesses

Loan Processors Skilled in Processing

Loan Modification Applications - with

an Attorney Handling Legal Issues

Securitization Audits Are of Far Less than

They Appear and Are Often Far Overpriced

Avoid Real Estate (Transactional) Attorneys

Be Wary of Bankruptcy and Bankruptcy Lawyers and

Make Sure You Use Bankruptcy Only When Necessary

Attorneys Offering to Handle a Foreclosure Action at

$500 to $1,000 per Month - May Have No Interest in

Obtaining an Affordable Loan Modification Agreement

The Solution for Homeowners

National Settlement Agreement of 2/9/12

Federal Mortgage Programs including HAMP,

HARP, Government Sponsored, and In-House

Most Loan Processors Are Not Skilled or

Licensed to Make Related Legal Decisions

Homeowner Needs to Hire Foreclosure

Defense Attorney Who Works with a Skilled

Some Questions You Should Ask to

Help You Determine the Knowledge

and Skill of an Attorney You Are Considering

In Conclusion as to Homeowners

in the Judicial-Foreclosure States

For Homeowners in the

Non-Judicial Foreclosure States

Procedure for Homeowners in Non-Judicial States

to Defend Their Home against Foreclosure and Sale

Loss Mitigation Options

Final Summary

Additional Videos and e-booklet

with Forms by Carl E. Person