Money Confidence (ePub)

When it comes to money,hope is not a strategy. Toughen up, take action, and keep what's yours! Have you, like many women, put off organizing your financial life? You know you want independence, you know you want to save, and you know you want a solid retirement. But if you're overwhelmed at the thought of where and how to begin, you're not alone. You may have been raised to defer to others in matters of money, or you may feel you simply lack the understanding of how to take on financial matters. Without the confidence they need, it's easy for women to find themselves in a situation where the only action they feel they can take is hoping that everything will turn out all right in the end. But planning for the future doesn't have to be this way.Money Confidence is Crystal Oculee's authoritative and engaging reality check and call to action for women of all ages to take—or regain—control of their financial lives. The author shows why hope is not a financial strategy, and how, with the tools and information she provides, women can attain the independence, savings, and secure retirement they want. The author cleverly employs metaphors from familiar fairy tales to illuminate and accentuate the book's serious message: Women need to toughen up; and they can and need to identify and overcome myths and mind-sets that place them at a disadvantage when it comes to dealing with their money and finding and working with financial advisors. Oculee shows women how to communicate, be strong, ask questions, and reject advisors who don't take them seriously. Real-life scenarios of various women's experiences with money and advisors prove how women can get the confidence they need once they know what is holding them back. The author presents informative, down-to-earth explanations of common financial situations and specific financial products along with useful worksheets in a conversational and friendly tone with a good dose of sass. Women will find her valuable and easy-to-follow advice rings true. Crystal is a personal finance expert, a national financial motivational speaker, a Personal Money Trainer™, and author. She is a regular TV and radio guest who has appeared on CBS News, Fox, ABC, KFI, KTLK, KRLA, KDAR, and KKLA. She has also been featured in publications such as Entrepreneur and Redbook. ​Crystal has been a guest speaker at numerous events sponsored by organizations such as the National Active and Retired Federal Employees Association (NARFE), the Screen Actor's Guild (SAG), the Motion Picture & Television Fund, California Women's Conference, the Los Angeles Women's Expo, An Empowered Woman, and the Guam Women's Leadership Retreat. She is the author of Your Personal Money Diary.