RiskGrade Your Investments (PDF)

Praise for RiskGrade Your Investments

"In the same way that the introduction of RiskMetrics raised the
level of the discussion (and sometimes debate) regarding market
risk measurement and management at large financial institutions,
the introduction of RiskGrades and this book represent a major step
in the understanding and application of risk measurement and
management techniques by individual investors."

-Charles Smithson, Managing Partner, Rutter Associates, and author
of Managing Financial Risk

What Others Are Saying About RiskGrades.com

Forbes' best of the web 2002:

"Savvy analysis, all free."

"A new and impressive Web-based service that promises to offer a
clue to the question of how risky is your portfolio. RiskMetrics
has been measuring portfolio risk for big financial institutions
since 1994 and now sheds some light on investor risk. RiskGrades
helps investors combine risk and return to make proper investment
decisions."

-BusinessWeek

"Owning a high percentage of company stock in a retirement
plan--any more than 20 percent--is one of the riskiest propositions
in investing, and yet employees almost never measure this risk
objectively or reduce their positions. . . . It is easy to
approximate investment risk. A useful tool for measuring risk is
available through RiskMetrics Group's www.riskgrades.com, a service
that will measure the volatility and return of single securities or
whole portfolios against all asset classes and international
regions."

-Financial Times

"Without divining what exactly a fund owns, the system simply
distills risk down to the likelihood of finding a severe change in
its value on a given day. . . . Running a few notable funds through
the rating bath can be a useful check on what an investor is
putting on the line for a given dollar of investment gains."

-Barron's

"Mathematicians and economists use complex computer programs to
examine the effects of different shocks on different portfolios.
Such tests have been used for several years by professionals who
manage multimillion-dollar investment funds. But RiskMetrics, a
spinoff of J.P. Morgan Chase, is now providing similar tools for
individual investors. RiskMetrics runs a Web site,
www.riskgrades.com, which investors can use free of charge. The Web
site allows investors to stress-test individual stocks and mutual
funds as well as portfolios."

-The Wall Street Journal